Friday, March 13, 2009


The One About Decision Making




The "new economy" has left us somewhat lost. I'm not talking about the nation as a whole, I'm talking about individual families. Our homes are worth less, our dollar doesn't go as far, our 401k's are worth about a buck and a half, our jobs are threatened... and we recognize as individuals that we need to make some changes.

So we begin. We research. We read. We compare. We look at our present and our future and we attempt to re-organize priorities and goals. And then we attempt to make decisions...and it all goes awry....

There have been many discussions, many debates... and then we realize... we're missing a critical factor in our decision making process...we are missing experience...

The last "recession/inflation" brouhaha that Himself and I remember was in the late 70's and the early 80's. And as kids, it really didn't affect us. My family was either self-employed or working for the "city" and his family was military. Self-employment involved real-estate...specifically rentals. So back then, there weren't a whole lot of "issues" that we knew about....

Today, things are a little different. Everything that I've been taught about securing your future, doesn't apply. I know how to make money.... but I don't know how to make money in this economy. And neither, it appears, does anyone else. Because no one, and I mean no one has experienced this before.

So, you do the best you can. Because there is no right or wrong answer, there is no good or bad decision. You give up on the idea of actually "making" money and you move on to the idea of "preserving" money. You set aside a year's worth of living expenses because the very real fact is, if you or your breadwinner becomes unemployed, you're going to be unemployed for a while...maybe longer than awhile... You start "stuffing"... stuffing the money in the mattress, stuffing your fear down, and stuffing your anger down.

And make no mistake here... the people who are in this kind of position are scared...really scared... and they're pissed....really pissed...

Just keep in mind that "scared and angry" is what start stampedes.....

I'm just saying......

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